America has witnessed a reckoning in the last decade that financial health is of paramount importance to physical and emotional wellbeing. However, until very recently, financial health, particularly the establishment of good credit, wasn’t attainable without going into debt. Coupled with this, alternative payment mechanisms are making it increasingly difficult for young and unbanked people to ever establish their credit.

So, at Augie, we have built a company that empowers consumers to achieve financial wellness.

The first step towards this is to enable consumers to create credit history without the burden of traditional debt, interest, or unnecessary fees by simply continuing to pay the monthly bills that they already pay.

The idea is for our users to start and progress on their financial wellness journey while we arm them with the tools to do so with minimal change to how they live their life.