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GetAugie Inc. is not a bank. The Augie Secured Charge Card (the "Augie Card") will be issued by TCM Bank N.A. under license from Visa. You do not need to have a credit score to get an Augie Card but there are other requirements including satisfactory identity verification, being a resident of certain US states, possession of a social security number and not being prohibited by any US and/or other government requirement from being provided the services. The Augie Card has not been launched yet.
Building and maintaining a credit score depends on each user’s action, situation and transactions. They are independently determined by credit bureaus based on a number of factors, including a user’s other financial transactions. Using the Augie Card will create a track record of credit transactions that in general can affect a user’s credit score positively. However, there can be no guarantee of any user being able to establish a credit score or improving one. Certain actions taken, or not taken, by users on the Augie Card or otherwise may result in a negative effect on such user’s credit score.
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